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Foreclosure Lawyer Bountiful Utah

Foreclosure Lawyer Bountiful Utah

Bountiful is a city in Davis County, Utah, United States. As of the 2010 census, the city population was 42,552, a three percent increase over the 2000 figure of 41,301. The city grew rapidly during the suburb growth of the late 1940s, 1950s, and 1960s and was Davis County’s largest city until 1985 when it was surpassed by Layton. Bountiful is Utah’s 15th largest city. Although a part of the Ogden-Clearfield Metropolitan Statistical Area, it serves as a bedroom community to Salt Lake City and the surrounding area. However, due to the very narrow entrance into Salt Lake County, roads between the counties often reach near-gridlock traffic during rush hour. The Front Runner commuter rail has been running since April 2008, and the Legacy Parkway was opened on September 13, 2008. These were built to help alleviate the traffic load on Interstate 15 through the Bountiful area. Bountiful is a suburb of Salt Lake City with a population of 43,792. Bountiful is in Davis County and is one of the best places to live in Utah. Living in Bountiful offers residents a sparse suburban feel and most residents own their homes. In Bountiful there are a lot of parks. Many families and young professionals live in Bountiful and residents tend to be conservative. The public schools in Bountiful are highly rated. The median home value in Bountiful is $257,300, and the average rent is $917. The average household income is $65,716, and most people have at least an associates degree. There are so many things to do here and great people to see. Overall, it’s a good place to live.

Neighborhoods in Bountiful

Nowadays, when you move, you have to choose the city within the city. Each city has different neighborhoods and boroughs that are significantly different from one another. You need to choose which one attracts you the most. Making this choice is never easy, so we’d recommend walking through the neighborhood. If it is summer, this is more effective because the chances of neighbor interactions go up. What you want is the opportunity to get to know some of the people where you are thinking of living. You are not looking to discriminate. Instead, look for signs of the culture of the neighborhood. If you see many kids running from yard to yard playing, you’ll know that the children are free to roam. This is generally a good sign. If you see lots of boarded up windows, you’ll know that maybe you want to move somewhere else. Here are a few of the neighborhoods in Bountiful.
• Val Verda Neighborhood
• Bountiful Acres Neighborhood
• Woodmere Neighborhood
• North Hillsdale Neighborhood
• Canyon Crest Neighborhood
• Forest Park Neighborhood
• Arcadia Neighborhood
• Woodland Hills Estates Neighborhood
• Mar Vista Neighborhood
• Maple Hills Neighborhood
• Star Heights Neighborhood
• Oakcrest Neighborhood
• Artistic Neighborhood
• Packlynn Neighborhood
• Alda Verda Neighborhood
• Mountain Aire Neighborhood
• Oak Haven Park Neighborhood
• Church Heights Neighborhood
• Moss Hill Neighborhood
• Amby Briggs Neighborhood
• Woodland Neighborhood

Bountiful Crime Rates

These are the skeletons in the closet of cities. It’s something nobody wants to know while they live in an area, but before they move in, they want to know everything there is to know. It’s a good thing to understand. Here are some of the most important facts about Bountiful. Bountiful has an A rating when it comes to crime (that means that there is comparatively little crime). In 2017 there was only 1 murder, 19 counts of rape, 2 robberies, 24 counts of assault, 83 burglaries, 602 thefts, and 59 vehicle thefts. Here, the overall crime rate is 37% less than the national average. It’s also safer than 67% of the cities in the United States. That’s pretty good. Crime isn’t the only thing to worry about in a city. It’s also a good idea to get a reading of the best ways to volunteer and get involved. Utah, in general, has many great ways to serve and give back to the community. Bountiful is no exception. There are so many ways to just help. Let me tell you, giving back is probably the most fulfilling thing there is to do.

Service Organizations:
• Child and Family Services
• Future Through Services
• Operation Underground Railroad
• Bountiful Library Volunteer Opportunities
• Bountiful Public Works Volunteer Opportunities
• Victim Assistance Center

Bountiful Schools & Stats

When moving, one of the most important things to consider is the school system. In many cases, the experience children have in elementary severely affects their perceptions about junior high and then high school. This then can affect the trajectory of their life. Of course schooling does not determine the success of an individual’s life, but choosing good schools that offer great opportunities can definitely help. Set up your children right. Put them on a bright path that leads to where they eventually want to go. Most schools try to paint themselves a good portrait. Most of the time, things are never as shiny as they appear on the outside. This is advice coming from the son of two educators who have taught for a collective twenty years. Choosing the right school matters. The school district that services Bountiful is the Davis County School district. It has a wide range of schools including:
• 13 Elementary Schools
• 6 Middle Schools
• 2 High Schools

Bountiful Cost of Living

When you move somewhere, you always need to consider the cost of living. California is a very nice place to live, but the cost of living is larger than the national average. Nowhere, Oklahoma however is comparatively cheaper. Bountiful has a rate of 106 which is two lower than Salt Lake City. Considering both cities are so close, the former is probably a great option for people who need to commute into the big city for work but prefer the suburban life. Hopefully the discounted cost of living translates to more fun. Bountiful has an unemployment rate of 4% compared to the national average of 5%. That’s pretty good. The job growth rate predicted for the next 10 years is 41%, which is better than the nation’s average, 38%. Overall, the future looks promising.
Things To Do in Bountiful, Utah
One of the main reasons you move somewhere is because of the fun things to do there. Bountiful has many great attractions. It’s close to so many things, that you don’t need to worry if there is anything to do. Instead, just worry about being able to fit it all into your schedule. Do you like doing things in the mountains? Do you like doing things in the city? Well, if you live in Bountiful then you can do both. It’s close enough to Salt Lake City that you can go there every weekend. You can also go camping, boating or hiking every weekend.
• Hale Center Theater
• Alta Ski Resort
• Davis Creek Trail
• Adams Waterfall
• Gateway Shopping Center
• City Creek Shopping Center
• Lagoon
• South Davis Recreation Center
• Centerpoint Legacy Theatre
• The Jazz Basketball games
Bountiful Attraction Resources
• Trip Advisor List
• List of Attractions
• Yelp List
• Group on List
• Get Out Pass
• Fun Things to do with Kids
Bountiful Commuting & Public Transit
Welcome to Bountiful, Utah. It’s a great place to live, but obviously you won’t spend 100% of the time in Bountiful alone. You will venture out into the wide world. You’ll probably work out of the town, and you’ll probably vacation out of town (although there is nothing wrong with a little stay-caution). If you will always be traveling and commuting, knowing the travel times is very important. Luckily, Bountiful is in a wonderful location. It is just north of Salt Lake and located right on the major highway. It has great access points and is in a very well-connected location. If you live here in Bountiful, you have nothing to worry about when it comes to getting where you need to.

Commuting Times
• Time to Provo – 54 Minutes
• Time to Lehi – 38 Minutes
• Time to Orem – 50 Minutes
• Time to Salt Lake City – 16 Minutes
• Time to Sandy – 32 Minutes
• Time to Ogden – 28 Minutes
• Time to Logan – 1 Hour 9 Minutes
• Time to St. George – 4 Hours and 23 Minutes
Travel Time from Bountiful to the Attractions and National Parks
• Time to Park City – 47 Minutes
• Time to St. George – 4 Hours and 23 Minutes
• Time to Bear Lake – 2 Hours and 2 Minutes
• Time to Yellowstone – 4 Hours and 34 Minutes
• Time to Zions National Park – 4 Hours 40 Minutes
• Time to Arches National Park – 4 Hours 41 Minutes
• Time to Canyonlands National Park – 4 Hours 55 Minutes
• Time to Capitol Reef National Park – 3 Hours 33 Minutes
• Time to Bryce Canyon National Park –4 Hours and 11 Minutes

Tips to Avoid Foreclosure in Bountiful Utah

If you fail to make your home mortgage payments, foreclosure may occur. Foreclosure is the legal means that your lender can use to repossess (take over) your home. When this happens, you must move out of your house. If your property is worth less than the total amount you owe on your mortgage loan, a deficiency judgment could be pursued. If that happens, you not only lose your home, you also would owe your lender an additional amount. Both foreclosures and deficiency judgments could seriously affect your ability to qualify for credit in the future. Below are some tips on avoiding foreclosure.

Don’t Ignore The Foreclosure

The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.
Contact Your Lender As Soon As You Realize That You Have A Problem.
Lenders do not want your house. They have options to help borrowers through difficult financial times.

Open And Respond To All Mail From Your Lender

The first notices you receive will offer good information about foreclosure prevention options that can help you weather financial problems. Later mail may include important notice of pending legal action. Your failure to open the mail will not be an excuse in foreclosure court.

Know Your Mortgage Rights

Find your loan documents and read them so you know what your lender may do if you can’t make your payments. Learn about the foreclosure laws and timeframes in your state (as every state is different) by contacting the Understand Foreclosure Prevention Options.
Valuable information about foreclosure prevention (also called loss mitigation) options can be found on the internet at www.fha.gov/foreclosure/index.cfm.

Contact A HUD-Approved Housing Counselor

The U.S. Department of Housing and Urban Development (HUD) funds free or very low cost housing counseling nationwide. Housing counselors can help you understand the law and your options, organize your finances and represent you in negotiations with your lender if you need this assistance. Find a HUD-approved housing counselor near you.

Prioritize Your Spending

After healthcare, keeping your house should be your first priority. Review your finances and see where you can cut spending in order to make your mortgage payment. Look for optional expenses-cable TV, memberships, entertainment-that you can eliminate. Delay payments on credit cards and other “unsecured” debt until you have paid your mortgage.

Do you have assets — a second car, jewelry, a whole life insurance policy — that you can sell for cash to help reinstate your loan? Can anyone in your household get an extra job to bring in additional income? Even if these efforts don’t significantly increase your available cash or your income, they demonstrate to your lender that you are willing to make sacrifices to keep your home.

You don’t need to pay fees for foreclosure prevention help — use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender. While these may be legitimate businesses, they will charge you a hefty fee (often two or three month’s mortgage payment) for information and services your lender or a HUD-approved housing counselor will provide free if you contact them.

If any firm claims they can stop your foreclosure immediately if you sign a document appointing them to act on your behalf, you may well be signing over the title to your property and becoming a renter in your own home! Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney, a trusted real estate professional, or a HUD-approved housing counselor.

Bountiful Utah Foreclosure Attorney

When you need legal help from a foreclosure lawyer, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506

Ascent Law LLC

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About the Author

People who want a lot of Bull go to a Butcher. People who want results navigating a complex legal field go to a Lawyer that they can trust. That’s where I come in. I am Michael Anderson, an Attorney in the Salt Lake area focusing on the needs of the Average Joe wanting a better life for him and his family. I’m the Lawyer you can trust. I grew up in Utah and love it here. I am a Father to three, a Husband to one, and an Entrepreneur. I understand the feelings of joy each of those roles bring, and I understand the feeling of disappointment, fear, and regret when things go wrong. I attended the University of Utah where I received a B.A. degree in 2010 and a J.D. in 2014. I have focused my practice in Wills, Trusts, Real Estate, and Business Law. I love the thrill of helping clients secure their future, leaving a real legacy to their children. Unfortunately when problems arise with families. I also practice Family Law, with a focus on keeping relationships between the soon to be Ex’s civil for the benefit of their children and allowing both to walk away quickly with their heads held high. Before you worry too much about losing everything that you have worked for, before you permit yourself to be bullied by your soon to be ex, before you shed one more tear in silence, call me. I’m the Lawyer you can trust.