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West Jordan, UT 84088

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Blame the big banks, blame whoever said they were “too big to fail,” or their corporate executives who were “too big to jail.” Blame the crooks on Wall Street who thought sub-prime lending was a good idea, or blame whoever you want—just don’t blame the couples and families who made the financial decisions to purchase property beyond their means. At least, that’s what a recent Utah Judge’s ruling tends to look like to a Salt Lake City real estate lawyer upon reading the headlines reporting that foreclosed-upon residents can’t be chucked out after years of not paying their mortgage.

But before we make snap judgments about who we can and can’t blame, it’s probably better to get a few more facts on the story. In this couple’s case, for example, Fifth District Court Judge Jeffrey Wilcox ruled that “because Bank of America’s foreclosure arm, ReconTrust, did not follow state law in foreclosing on Samuel and Courtney Adamson, they could not be evicted despite their lack of mortgage and tax payments.” This is when your Salt Lake City real estate lawyer leans over and reminds you that not following the rules (i.e. the law) can land you in a pickle.

Sandy Real Estate Attorney Find Further Aftershocks from Market

Bank of America can probably handle this pickle though—it’s wriggled itself out of far sourer and stickier situations before, after all. But what Judge Wilcox’s ruling does do is “further roils the legal waters in Utah” where BoA has been fighting lawsuits over whether it broke Utah law in its foreclosure strategies during the “real estate market meltdown” that began seven years ago. So what actually went down with the Adamsons? After attempting to negotiate a new mortgage when originally foreclosed upon, the couple fought back when BoA attempted to use its own personnel to carry out the foreclosure—something which Utah law stipulates can only be done by a Salt Lake City real estate lawyer (or any Utah attorney, really) or a title company. BoA says it was following the law—the Texas law, where its foreclosure arm is headquartered, and that U.S. bank laws have said that’s okay.

Well, apparently Utah doesn’t agree, when “the Utah Supreme Court ruled that Utah laws and not those of another state govern foreclosures here.” Balking at the ruling, BoA is trying to take the case to the U.S. Supreme Court while currently waiting for the 10th Circuit Court of Appeals to issue a definitive ruling. And in the Adamson’s case, the judge declared the foreclosure sale void because it didn’t comply with the Utah state laws, so the Adamsons can stay. For now, BoA won’t give up so easily; after all, their tenacity in surviving what should have been the biggest bank failure in a century seven years ago shows some grit, even if their survival wasn’t wholly merit-based. In the meantime, though, Samuel and Courtney are among a few Utah families who feel that BoA may be finally being held accountable for some of its unscrupulous manipulation of the law.

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You’re ready for your next step? Call Ascent Law for your free real estate consultation (801) 676-5506. We want to help you.

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506
Ascent Law LLC

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Sandy, Utah

 

From Wikipedia, the free encyclopedia
 
 
Sandy
Sandy City Hall in September, 2009

Sandy City Hall in September, 2009
Location in Salt Lake County and the state of Utah.

Location in Salt Lake County and the state of Utah.
Coordinates: 40°34′21″N 111°51′35″WCoordinates40°34′21″N 111°51′35″W
Country United States
State Utah
County Salt Lake
Founded 1871
Incorporated 1893
Government

 
 • Mayor Monica Zoltanski[1]
Area

 • Total 24.16 sq mi (62.58 km2)
 • Land 24.15 sq mi (62.55 km2)
 • Water 0.01 sq mi (0.03 km2)
Elevation

 
4,450 ft (1,356 m)
Population

 (2020)
 • Total 96,904
 • Estimate 

(2019)[3]
96,380
 • Density 3,990.73/sq mi (1,540.84/km2)
Time zone UTC−7 (MST)
 • Summer (DST) UTC−6 (MDT)
ZIP codes
84070, 84090-84094
Area code(s) 385, 801
FIPS code 49-67440[4]
Website www.sandy.utah.gov

Sandy is a city in the Salt Lake City metropolitan area, located in Salt Lake CountyUtah, United States. The population of Sandy was 87,461 at the 2010 census,[5] making it the sixth-largest city in Utah. The population is currently estimated to be about 96,380 according to the July 1, 2019 United States Census estimates.[6]

Sandy is home to the Shops at South Town shopping mall; the Jordan Commons entertainment, office and dining complex; and the Mountain America Exposition Center. It is also the location of the soccer-specific America First Field (formerly known as Rio Tinto Stadium), which hosts Real Salt Lake and Utah Royals FC home games, and opened on October 8, 2008.

The city is currently developing a walkable and transit-oriented city center called The Cairns. A formal master plan was adopted in January 2017 to accommodate regional growth and outlines developments and related guidelines through the next 25 years, while dividing the city center into distinct villages. The plan emphasizes sustainable living, walkability, human-scaled architecture, environmentally-friendly design, and nature-inspired design while managing population growth and its related challenges.[7]

Sandy, Utah

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Reviews for Ascent Law LLC Sandy, Utah

Ascent Law LLC Reviews

John Logan

starstarstarstarstar (5)

We've gotten divorce and child custody work from Ascent Law since the beginning because of my ex. We love this divorce firm! Staff is gentle, friendly and skilled. Tanya knows her stuff. Nicole is good and Ryan is fun. Really, all the staff here are careful, kind and flexible. They always answer all my questions, explain what they're doing and provide great legal services. I personally think they are the best for divorce in Utah.

Ascent Law LLC Reviews

Jacqueline Hunting

starstarstarstarstar (5)

I have had an excellent experience with Ascent Law, Michael Reed is an absolutely incredible attorney. He is 100% honest and straight forward through the entire legal process of things, he also has a wonderful approach to helping better understand certain agreements, rights, and legal standing of matters, to where it was easy to know whats going on the entire process. I appreciate the competency, genuine effort put forth, and assistance I received from Ascent and attorney Michael Reed, and I will be calling these guys if ever I have the need again for their legal assistance! 5star review Wonderful attorneys!

Ascent Law LLC Reviews

Anthony Ziegler

starstarstarstarstar (5)

This review is well deserved for Ryan and Josh. New clients should know they are worth the 5 star rating we give them. We needed 2 sessions from them because of the complexity of the matter, but they are both very passionate about his helping others in need.  My sister needed bankruptcy and I needed divorce.  Sometimes they go hand in hand but a large shout out to this team - also Nicole is one of the sweetest people you ever did meet - she offered me warm cookies!

Ascent Law LLC Reviews

Thomas Parkin

starstarstarstarstar (5)

Mike Anderson and his colleagues & staff are knowledgeable, attentive and caring. In a difficult and complex case that eventually went to trial, Mike was the voice of reason and the confidence I needed. His courtroom abilities are amazing and I felt his defense of me was incredible. His quick thinking and expertise allowed for a positive result when I felt the World was crumbling. His compassion, after the case, has helped me return to a good life. I trust Mike and his staff. They are friendly and very good at what they do.

Ascent Law LLC Reviews

Yeran Merry

starstarstarstarstar (5)

I worked with Attorney Alex and Paralegal Ami in my divorce case. I got to know the team very well over the course of two years. I cannot think of a better team to have worked with. Ami and Alex are not only exceptional law professions who are very knowledgeable and thorough, they are also the best human beings who empathize with the emotions I was experiencing. Alex was conscious of my budget and worked efficiently to try to reduce unnecessary legal expenses. My case also involved some dealings with a foreign country that Alex and his team had previously dealt with.  They did an amazing job addressing cultural barriers in a very respectful manner and did not fall short in quality of work or in standards when dealing with some of these new challenges. Ami deserves a medal for being extremely professional, calming, and compassionate when it is needed most.  When you need family law attorneys, call this firm. I now feel I can move forward with grace and dignity.