Top Attorneys In Utah Taylorsville
Taylorsville is a city in Salt Lake County, Utah, United States. It is part of the Salt Lake City, Utah Metropolitan Statistical Area. The population was 58,657 at the 2010 census. Taylorsville was incorporated from the Taylorsville-Bennion CDP and portions of the Kearns CDP on July 1, 1996. The city is located adjacent to interstate 215 and Bangerter Highway. It is centrally located in the middle of the Salt Lake Valley. The area called Taylorsville today is made up of two historic communities in the central part of Salt Lake County: Taylorsville and Bennion. These communities incorporated through a vote of the people with over 70 percent approval in September 1995. The city officially became the City of Taylorsville during the centennial anniversary of Utah’s statehood in 1996. The land on which Taylorsville is located is part of an interconnected alluvial plain that was formed by the wearing down of the Wasatch and Oquirrh Mountains to the east and west. Beneath the surface Taylorsville sits on more than a kilometer of unconsolidated rock, sand, and clay. The inactive Taylorsville Fault has been traced down the center of the Salt Lake Valley. Lake Bonneville shaped the topography of the area and deposited lake bottom clay and sand. As Lake Bonneville dried up over the past 14,000 years, the salt from the breakdown of rock remains, making the soil alkaline. Like most desert soils, it has little organic material and is hard to work.
A broad, east–west running ridge called “Bennion Hill” rises perhaps a hundred and fifty feet above the surrounding area. Bennion Hill is the eastern end of a wide ridge which rises toward Farnsworth Peak in the Oquirrh Mountains to the west. The first (unnamed) people in the region appeared during or after the last ice age on the shores of what remained of Lake Bonneville. Less than five miles (8 km) from Taylorsville evidence of people killing and eating a mammoth have been found. Some of this region’s first named visitors were Fremont people who used the area to hunt and gather food along the Jordan River more than a thousand years ago. A large Fremont settlement on City Creek used the land where Taylorsville is located as hunting and foraging especially along the river. In more recent times Ute bands passed through the valley between the marshes of the Great Salt Lake and Utah Valley. Most of the area was dry sagebrush-covered land without any natural water sources except the Jordan River. A well-used Ute trail wound along the west side of the river at approximately 1300 West which the Ute used in spring and fall. Early settlers observed small encampments of Ute in the cottonwoods along the Jordan River. At least one local settler called these people the “Yo-No'”. Whether the name is his own creation or an approximation of something they said is unknown.
Best Places to Live in Taylorsville, Utah
Capital-city complex – North-central Utah. September, June and May are the most pleasant months in Taylorsville, while January and December are the least comfortable months.
• Nearby recreation
• Attractive downtown
• Long commutes
• Growth and sprawl
Salt Lake City is the cultural capital and headquarters for the Mormon community and a self-contained, rapidly growing, cosmopolitan but tradition-oriented city. Mormon settlers originally chose the location for its isolation and favorable agricultural resources. Today it serves as a major commercial and cultural center for the large intermountain U.S. west region, and is becoming increasingly popular as an alternative to crowded Pacific destinations.
Economy In Taylorsville Utah
The unemployment rate in Taylorsville is 3.0% (U.S. avg. is 3.9%). Recent job growth is Positive. Taylorsville jobs have increased by 1.5%.
Cost Of Living
Compared to the rest of the country, Taylorsville’s cost of living is 9.4% higher than the U.S. average. More Cost of Living or Compare Taylorsville’s
Weather & Climate
September, June and May are the most pleasant months in Taylorsville, while January and December are the least comfortable months.
Litigation Lawyers in Taylorsville
The constitution of Utah calls for the establishment of courts in Taylorsville, Utah to assist residents of Taylorsville resolve legal disagreements as rapidly, fairly, and efficiently as possible. It’s very likely that you will have to interact with the court system in Taylorsville, Utah, in one way or another, at some time. Taylorsville, Utah’s court system deals with civil and criminal cases. Accomplished trial lawyers in Taylorsville, Utah spend a large percentage of their time in the courtroom, to the point that many of them see it as a second office. But, regular people tend to see the local court system a something else completely: an intimidating mess of bureaucracy. However, with a little help, it doesn’t have to be that way. There are a few prevalent situations that represent the vast majority of cases in which an ordinary person has to deal with the local courts:
How Can A Taylorsville, Utah Lawyer Help You?
If you end up in a situation where it’s likely that you’ll be dealing with Taylorsville, Utah’s courts, it’s almost certain that some highly difficult legal issues are involved. If you think that you might have major interactions with the court system of Taylorsville, Utah anytime soon, you should definitely contact a reliable lawyer who specializes in civil litigation.
How to File Bankruptcy in Utah
If your situation is dire, and your income is not even enough to cover the basics, you can ask the court to waive the $335 fee for filing Chapter 7 in Utah. So as to not be surprised if the court denies your application for a fee waiver, first make sure that your household income is less than 150% of the federal poverty guidelines, as that is an absolute requirement to obtain a fee waiver for your Utah bankruptcy.
• Collect Your Utah Bankruptcy Documents
• Take Credit Counseling
• Complete the Bankruptcy Forms
• Get Your Filing Fee
• Print Your Bankruptcy Forms
• Go to Court to File Your Forms
• Mail Documents to Your Trustee
• Take Bankruptcy Course 2
• Attend Your 341 Meeting
• Dealing with Your Car
Collect Your Utah Bankruptcy Documents
The first step of the process is to collect the documents you will need to complete the forms and go through the process. Everyone filing bankruptcy in Utah has to provide the court with a complete list of all of their creditors with up to date addresses for everyone, so the court can send a notice of your Utah bankruptcy to your them right away. In addition to collecting this information from your bills and collection notices you may already be receiving in the mail, you should get a copy of your credit report. You will also need your most recent federal income tax return and the last 6 months of paycheck stubs to properly calculate your income. Finally, since you’ll have to create a list of your expenses for the court, your bank statements are a good addition to your document collection, as they can aid in tracking down your actual monthly expenses in the months before filing a Chapter 7 bankruptcy in Utah.
Take Credit Counseling
The credit counseling course is a requirement everyone filing bankruptcy in Utah has to fulfill before their case can be officially filed with the court. Congress wanted to make sure that folks are aware of all of their options before deciding to seek bankruptcy protection. You don’t have to worry about taking it on the same day that you file your Utah bankruptcy – in fact – you should make sure to plan ahead and take it well before then so as to avoid any last minute complications. Since the certificate of completion you will be issued is valid for 180 days, it’s best to set aside a quiet couple of hours one weekend to get this done. Most people take advantage of the fact that the course can be completed online, from the comfort of their home. Whether you choose an online option, or take the class in person, it is important that you take this course from a company that is specifically approved, by the Office of the United States Trustee, to offer this course to folks filing bankruptcy in Utah.
Complete the Bankruptcy Forms
The bankruptcy forms are the documents that are provided to the court when you file your Chapter 7 bankruptcy in Utah. In order to make the process more streamlined and ensure that everyone is fully aware of all disclosure requirements, the forms are the same for everyone filing Chapter 7 in Utah. If you hire a lawyer, they will complete the forms based on the information and documentation you provide to their office. If you don’t have a lawyer you can access all of the forms you need to complete for free online, including this 49-page instruction manual to guide you. Depending on your circumstances, Upsolve may also be able to help with this step. Regardless of how you do it, when it’s done you should take a deep breath and walk away for a few minutes, then come back to everything and carefully review all questions and your answers. Filing bankruptcy in Utah imposes strict disclosure requirements on everyone, so make sure your information is complete before checking this step off your list.
Get Your Filing Fee Together
Even though this is bankruptcy court and everyone filing bankruptcy in Utah is doing so because they don’t have enough money to meet their obligations each month, filing a Chapter 7 bankruptcy in Utah does incur a court filing fee of $335. If you are not eligible for a full fee waiver (see above) but are having a hard time pooling this much money together all at once, you can ask the court to pay the fee in installments, with your first payment of $100 due at the time you file your paperwork, or within 14 days thereafter. This is especially helpful if the reason that you are unable to collect the full fee beforehand is an ongoing wage garnishment. Once your Utah bankruptcy is filed, the garnishment has to stop, and you will start receiving your full paycheck again. If that is not the case, then be very careful with seeking a payment plan, as a single missed payment can get your case thrown out. In that case, and assuming there is no deadline to file your case (to stop a foreclosure or prevent a wage garnishment from starting), it’s better to take the time – even if it takes the full 4 months the court would give you – to collect the full fee before you head to the courthouse for the purpose of filing bankruptcy in Utah.
The bankruptcy forms, once updated with all of your information, has to be filed with the court in paper, as only lawyers are able to file Utah bankruptcy cases electronically. If you do not have access to a printer at home, you can find a local print shop, or maybe ask a trusted friend or family member with a printer if you may use theirs. Since all the documents necessary for a Chapter 7 bankruptcy in Utah can exceed 50 pages, it’s probably best if you come with your own paper if you do that, especially since you are going to want to print out two full copies. It is recommended to print out two copies, one for filing with the court, and one for your own records, so you know exactly what documents you provided to the court when filing Chapter 7 in Utah. Do not print the copy for the court double-sided; the clerk’s office will not accept that.
Mail Documents to Your Trustee
After your Chapter 7 bankruptcy in Utah is filed with the court, a case trustee will be assigned to handle your case. The trustee’s job is to make sure that all of your assets are properly disclosed, and any non-exempt property is sold for the benefit of your creditors. No later than 14 days after filing Chapter 7 in Utah, you have to provide the trustee with a copy of all paycheck stubs you have received in the 60 days before your case was filed. If you do not have all of the paycheck stubs, make sure you submit this declaration instead, so the trustee knows you are not intentionally ignoring this requirement. Additionally, you have to provide the trustee a complete copy of your federal income tax return for the most recent tax year no less than 7 days before the date set for your 341 meeting. You will find out the name and contact information for your trustee from an official court notice you will receive shortly after filing bankruptcy in Utah.
The purpose of the first credit counseling course was to ensure that folks filing bankruptcy in Utah knew what their options were before their case was filed with the court. The second bankruptcy course can only be taken after your Utah bankruptcy has been filed. It aims to educate you about financial management tools that can help you take full advantage of the fresh start you are getting by filing Chapter 7 in Utah. You can take the course from the same provider that you used for the first credit counseling course, but only if they are in fact approved to offer the second course for folks in a Chapter 7 bankruptcy in Utah. Once you have satisfied this requirement, file this certificate with the court to let the judge know that you have completed the course. Since your discharge will not be entered without it, it’s important not to forget to take bankruptcy course 2 after filing bankruptcy in Utah.
Attend Your 341 Meeting
Your creditors’ meeting, or 341 meeting, as many folks call it based on the section of the bankruptcy code that governs it, will take place about 20 – 40 days after your Utah bankruptcy case has been filed. Depending on where you live, you may not even have to travel back to Salt Lake City for this meeting, as there are a number or meeting locations for folks filing bankruptcy in Utah. The notice that has the contact information for your case trustee will tell you exactly where to go and the court’s website provides directions to the various locations. The meeting itself typically only takes about 5 – 10 minutes and is mostly comprised of answering the trustee’s standard questions that everyone filing Chapter 7 in Utah has to answer. You will be under oath while answering the trustee’s questions and your creditors are able to take advantage of this, and the fact that an official record is being made during the meeting, and ask you questions about your financial situation as well. This does not happen very often, but it can. By the time you walk out of your 341 meeting, you will think that it wasn’t all that bad; most people do. Before you head in, calm your nerves by preparing just a little bit and remember that as long as you show up with an acceptable form of identification, the important and usually most stressful part is already over.
Dealing with Your Car
If you are relying on your car to get to work, bring your kids to school, go grocery shopping, and just kind of live life in the Beehive State, you are probably worried about how filing bankruptcy in Utah will affect your car. If you are still making payments on your car, then you can keep the car but only if you actually pay for it. After all, Chapter 7 bankruptcy in Utah is a way out of a tough situation, not a way to a free car. One of the things you can do is enter into a reaffirmation agreement with the bank, promising to continue to make your loan payments until the balance is paid in full. If your car is worth a lot less than what you still owe on it, then redemption may be the better way to deal with your car. After all, why pay a $10,000 loan with a high interest rate if you can instead pay the bank the $2,500 that the car is actually worth. If that is not an option because the car is worth more than you can realistically raise, and keeping the car will stretch your budget too thin, consider surrendering the vehicle. Remember, filing Chapter 7 in Utah is supposed to give you a fresh start, not put you right back in a budget so tight that you are constantly worried about it.
Lawyers In Taylorsville Utah
It’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you.
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States
Telephone: (801) 676-5506